Step 1Free Claim Review
We review your loss and your policy at no cost or obligation.
Residential · Commercial · Hail · Fire · Water
They have an adjuster.
You should too.
Paramount Public Adjusters works exclusively for policyholders — documenting every loss and negotiating the full settlement you're owed.
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What we do
Our Services
Claim representation, appraisal and expert testimony.
Public Adjuster Services
Full claim handling on your behalf — file preparation, documentation, estimates and negotiation with your insurance company.
Appraisal & Umpire
When you and your insurer disagree on the amount of loss, we serve as your appraiser or as the umpire in the appraisal process.
Expert Witness
Experienced testimony and claim analysis on property insurance claims for attorneys and their clients.
What we handle
Claim Types
We handle first-party property claims of every size.
Hail & Wind
Roof, siding, window and exterior damage from severe storms — documented in full, down to the last shingle.
Fire & Smoke
Structural loss, smoke and soot contamination, contents and additional living expenses.
Water & Flood
Burst pipes, leaks, mold and sudden water intrusion — before hidden damage gets overlooked.
Commercial & Other
Commercial property, business interruption and other complex first-party property claims.
About us
Knowledge is leverage.
Insurance companies handle claims every day. Most homeowners handle one or two in a lifetime. When you don’t know the process, your policy, or the industry, it’s easy to feel overwhelmed and settle for less. We bring the knowledge to your side of the table.
On your side
We work only for you. We handle the calls, emails, inspections, and negotiations so you don’t have to.
Proven track record
$012345678901234567890123456789,000+
Recovered for our clients in claim settlements.
Fair, simple fees
Your claim review is free. We charge 10% of what we recover beyond what you’ve already been paid, plus a small retainer.
Why it matters
Most people never read their policy until something goes wrong. Then they’re asked to understand coverage language, estimates, deadlines, and negotiations while their home or business is damaged. Many give up or accept the first offer, not because it’s fair, but because the process is exhausting.
Paramount Public Adjusters works in claims every day. We know what your policy covers, how to document it, and how to present it, so you get what you’re owed without carrying the weight alone.
How it works
Our Process
From first call to final check — we handle it.
Step 1
Step 2Inspection & Documentation
We inspect, photograph and document every item of damage.
Step 3Estimate & Claim Build
We prepare a detailed estimate and build your claim package.
Step 4Negotiation
We handle the insurance company and negotiate on your behalf.
Step 5Settlement
Your settlement funds come to you and repairs begin.
Where we work
States We Serve
Licensed and serving policyholders across four states.
- MontanaMT
- TexasTX
- UtahUT
- WyomingWY
Questions
FAQ
About Public Adjusters
What is a public adjuster?
A public adjuster is a licensed professional who works for you, the policyholder, not the insurance company. We document, value, and negotiate your property claim so you receive the full settlement your policy provides.
Pricing
How much does it cost?
Our fee is 10% of the amount we recover above what your insurance company has already paid or offered. There is also a small upfront retainer.
Process
What happens after I contact you?
1. We gather the details of your claim. 2. We visit your property to verify the damage. 3. We send a simple contract to sign. 4. We schedule a full inspection and start building your claim.
Timelines
How long does a claim take?
Typical timeframes are: • Supplements: 2–3 months • Appraisal: 3–6 months • Denied claims: 6–9 months Timelines vary widely depending on how quickly your insurance company responds, which adjuster it assigns, the time of year, and other factors.
Your Policy
Will hiring a public adjuster get my policy dropped or raise my rates?
Hiring us does not, by itself, determine whether your policy is renewed. Insurance companies make those decisions based on your overall claim history and policy. In Montana, an insurer can choose not to renew after a single claim, but that’s uncommon. Most insurers want to keep long-term customers who pay on time and carry multiple policies with them, such as home, auto, boat, or motorcycle.
Contact
Free Claim Review
Tell us about your loss. We'll get back to you quickly.
Phone
972-544-6558
Claims@paramountpas.com
Mailing
PO Box 20432, Billings, MT 59104
Montana License #3002236323
Wyoming License #626140
Texas License #2976099
Utah License #1015205